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Four Financial Support Options for Church Plants

By New Churches Team

Launching a church plant comes with many challenges. A primary challenge for any is raising financial support. Here are four options to consider when looking for church plant funding.

  1. Denominations

Denominations and networks are great sources of funding for church plants. But they do come with strings attached. Sometimes churches have to pay back the funds that were provided, or return a percentage of their giving. Denominations and networks have metrics and external pressures that might dictate, force, or motivate you to do ministry one way or another. That being said, denominations can be a great way to be connected. They are not all bad. It is important to consider if the strings that come are more beneficial or harmful for your specific church plant situation.

  1. Be Bivocational

While bivocational church planting is not a way forward for everyone, it is a legitimate way forward that needs to be considered by everyone. Not every job is a good job for bivocational ministry (See Module 5 of our Bivocational Ministry course for more info). Any job that includes long hours would not work well with a church planting schedule. You want a stable job that has a clear sense of clarity that you finish at a certain time and then you can spend the rest of your time on the church.

Church planters tend to be entrepreneurial by nature and often want to start a business. This gives flexibility, but is also 24/7 like a church plant. It’s not ideal to juggle both, unless your business is already established and in maintenance mode.

  1. Reverse Tier Model

The reverse tier model works in the opposite way from traditional funding. It requires that you get as much funding as you can at the beginning, but only take 30 percent of it the first year. The next year as the church grows and requires more of your time toward leadership development take more of a salary. It is often necessary to also be a bivocational pastor with this model, at least for the first few years.

  1. Shared Partnership Model

In a shared partnership model, you raise 25 percent, your sponsoring church raises 25 percent, the district or association contributes 25 percent, and the national association contributes 25 percent. Even with this model, you might not be fully funded, but you do have a partnership. If no one will get behind you to be in a shared partnership, this is likely a red flag.

Having a sponsor church is important. They provide someone for you to reach out to, they also pray for you, send people to your church, and you can be accountable to them.

As you are preparing to launch your church, consider these funding models and determine what might be the best fit for your church plant situation.

Adapted from the New Churches Q&A Podcast Episode 257: Financial Support Options for Church Plants. Click here to listen to more to church planting, multisite, and multiplication tips.


New Churches Team

NewChurches.com wants to help you build a strong foundation by connecting you with top experts in the field of church planting and multisite ministry, and by regularly providing you with the resources, information, and community you need to thrive as you multiply the mission of Matthew 28.


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